What is AI Lending Network?
Pagaya’s AI Lending Network is revolutionizing the way financial institutions approve credit. By leveraging advanced AI technology, Pagaya helps partners say yes to more customers without taking on unnecessary risk. Whether you’re a bank, credit card network, auto lender, or fintech, Pagaya’s solutions are designed to boost conversions and deepen customer relationships.
What are the features of AI Lending Network?
- AI-Powered Credit Analysis: More approvals with precise risk evaluation.
- Real-Time Decision Making: Fast and frictionless loan application processing.
- Risk Management: Partners approve more loans without incremental risk.
- Seamless Integration: Connect via API for a smooth tech experience.
What are the use cases of AI Lending Network?
- Banks: Increase conversions while maintaining regulatory compliance.
- Credit Card Networks: Build deeper relationships with customized programs.
- Auto Lenders: Speed up vehicle sales with real-time loan decisions.
- FinTechs: Integrate quickly with tech that moves at your pace.
- Merchants: Expand co-branded card programs for customer loyalty.
How to use AI Lending Network?
- Partner with Pagaya: Connect your lending business to the AI network.
- Specify Criteria: Define your lending parameters.
- Approve More Loans: Use AI to evaluate and approve applications.
- Grow Relationships: Build long-term connections with new customers.









