What is Addy AI?
Addy AI is an AI-powered platform built specifically for mortgage professionals who want to close loans faster and with less stress. Instead of spending hours on repetitive tasks like chasing documents or double-checking income calculations, loan officers can let Addy AI’s smart agents handle the heavy lifting—24/7. The result? Loans that used to take weeks can now be processed in hours, helping lenders boost productivity and client satisfaction.
Trusted by top-producing loan officers and leading independent mortgage banks (IMBs), Addy AI integrates seamlessly into your existing tech stack while staying secure and compliant. With SOC 2 Type 2 certification and real-world accuracy rates over 99.9%, it’s designed to scale your business without adding headcount or complexity.
What are the features of Addy AI?
- AI-Powered Document Review: Dex, Addy AI’s document processor, scans loan files around the clock and instantly flags critical data like income, assets, or missing conditions.
- Instant Loan Eligibility Checks: Submit CTC-ready loans in just 5 minutes—AI cross-references your file against Fannie Mae, Freddie Mac, and internal guidelines to confirm eligibility or suggest fixes.
- Automated Borrower Communication: Train custom AI agents to request documents from clients anytime, improving response times and keeping borrowers engaged.
- LOS Integration: Syncs automatically with your Loan Origination System (LOS) to pull and push data, reducing manual entry and errors.
- Guideline Q&A Assistant: Ask questions like “What’s the max LTV for a 1-unit primary residence?” and get instant, sourced answers from Fannie Mae or Freddie Mac.
- Pre-Built & Custom AI Agents: Choose from 5+ ready-to-use agents or build your own tailored to your team’s workflows, rate sheets, and underwriting rules.
- Enterprise-Grade Security: Fully SOC 2 Type 2 compliant, ensuring your data stays private, secure, and audit-ready.
What are the use cases of Addy AI?
- A branch manager processes 10x more loans per month by automating condition clearance and document collection.
- A solo loan officer competes with larger teams by using AI to respond to borrower requests instantly—even after hours.
- An IMB scales operations without hiring, as one employee now handles 4x the loan volume thanks to automated prep and review.
- Underwriters reduce turn time by letting AI pre-validate files before they even hit the desk.
- Teams stay compliant and consistent by training AI on their specific lending guidelines and overlays.
- Loan officers embed the AI assistant in Slack or Microsoft Teams for real-time answers during client calls.
How to use Addy AI?
- Connect Addy AI to your LOS in minutes—no complex setup required.
- Choose a pre-built AI agent (like Dex for document review) or customize one using your own guidelines.
- Start submitting loan files; AI will auto-check eligibility and flag missing items.
- Use the chat interface to ask guideline questions and get instant, sourced responses.
- Deploy AI agents to email borrowers for documents—available 24/7 to keep pipelines moving.
- Monitor performance through dashboards showing time saved, loans accelerated, and conditions resolved.
