Best AI Lending Network | Pagaya Alternatives & Competitors 2026

Pagaya’s AI Lending Network helps financial partners approve more loans, grow customer relationships, and boost revenue—all without added risk.

A popular AI For Finance tool with 50.0K monthly visits. We've analyzed 8 similar AI tools to help you compare features, popularity, and ratings. Find the perfect alternative for your needs.

Quick Comparison

(Top 5 by Traffic)
ToolVisitsTop MarketGrowthRating
AI Lending Network | Pagaya
AI Lending Network | PagayaCurrent
50.0K
🇺🇸
United States64.1%
+21.2%
-
Digitap
Digitap
106.3K
🇮🇳
India81.9%
+1.3%
-
Arya.ai
Arya.ai
105.8K
🇮🇳
India17.1%
+14.3%
-
OmniAI
OmniAI
23.2K
🇺🇸
United States23.5%
+19.7%
-
Payman
Payman
18.2K
🇺🇸
United States48.6%
+12.3%
-
Cascading AI
Cascading AI
16.9K
🇺🇸
United States46.9%
+31.9%
-
Data based on traffic metrics from December 2025

Top 8 Alternatives to AI Lending Network | Pagaya

Payman
🌱Emerging Tool

Payman AI provides secure, compliant financial infrastructure for AI Agents, ensuring safe and efficient money movement with built-in human oversight.

US
48.65%
|
18.2K
|
4.0
Arya.ai
Medium Scale

Arya.ai provides production-ready AI solutions for financial institutions, enabling faster deployment, reduced risks, and scalable operations.

IN
17.10%
|
105.8K
|
5.0
Cascading AI
🌱Emerging Tool

Casca automates loan origination, improving efficiency and conversion rates for banks and lenders.

US
46.90%
|
16.9K
|
4.0
OneFin
🌱Emerging Tool

OneFin LOS LMS is an AI-powered loan management system that streamlines the entire loan lifecycle for banks and NBFCs, from origination to management and collections.

IN
100.00%
|
47.7K
|
4.0
Digitap
Medium Scale

Digitap.AI offers AI-powered solutions for credit underwriting and digital onboarding in banking and FinTech. Our platform provides fast, accurate, and cost-efficient tools to grow your business.

IN
81.86%
|
106.3K
|
5.0
Panax Tech

Panax is the AI cash management solution for lean teams—automating tasks, optimizing liquidity, and delivering real-time insights.

US
51.14%
|
4.8K
|
3.0
Addy AI
🌱Emerging Tool

Addy AI helps mortgage lenders close loans faster, save time, and boost efficiency with custom AI models. It’s trusted by top lenders and banks to automate the loan origination process.

US
79.99%
|
10.3K
|
4.0
OmniAI
🌱Emerging Tool

OmniAI streamlines borrower onboarding with AI agents that handle communication, document collection, and follow-ups, making the process 70% faster and fully compliant.

US
23.47%
|
23.2K
|
4.0
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